Management Team
Executive Team



Tariq Abdat

Tariq Abdat brings over 30 years of experience to the firm, holding executive positions in the technology & automatio, IT systems, and banking solutions in the Gulf Region. He has served in various Group management positions since 1991 and till 2009. Prior to rejoining Alhamrani Universal in September 2014 as CEO, Tariq was a Senior Vice President and Head of Retail Banking Operations for the National Commercial Bank in Jeddah, Saudi Arabia. Tariq's other positions included, Head of Technical Support Systems Division for Consumer Finance and Auto Lease Financing Division Head. He was the Project Manager, in 1987, responsible for the deployment of the first Diebold ATM in Saudi Arabia.




Husam Yaghi, Ph.D.
Vice President, Professional Services
Dr. Husam Yaghi brings over 25 years of experience in IT architecture, planning, and services to the firm. As both a customer and supplier in various business sectors his key skills include strategic planning, business analysis, organizational development, forensic computing, eLearning and instructional design. Prior to joining Alhamrani Universal, he was the Alhamrani Group's CIO since 2005. Dr. Husam’s other positions include Professor, Southern University Baton Rouge; Vice President, Kahmas Technologies; Director, Vinnell Corporation; and Manager, Southern University Data Center. He has received numerous distinguished service awards and has published over 22 scientific papers at international conferences. Dr. Husam holds a Ph.D. in Computer Science from Louisiana State University, USA and a Bachelor degree in Electrical Engineering from Southern University, USA.



Business Development Team


Fahmy Halbouny
General Manager, KSA
ATM Business Development
+966 2 606 5555 x1216
Ali Afandi
Senior Manager,KSA
POS Business Development
+966 2 606 5555 x 1231
Francis Souza
General Manager– Intl. Business Development
+966 2 606 5555 x 1218